Back in 2001, I was very marginally employed and wondering what to do with my life. It seemed like the perfect time to completely throw myself into writing, something I had wanted to do pretty much all my life. I decided to apply to M.F.A. writing programs. But as I quickly discovered, they all required each applicant to have a B.A. in English.
So back to school I went.
Long story short, I got my English B.A. and applied to M.F.A. programs. Despite a 4.0 GPA, stellar recommendations, rave reviews about my writing, and GRE scores in the 90+ percentile, only one program accepted me. Of course, one was all I needed, but this particular program had no funding to offer. So I was looking at spending $30K out of pocket on a degree that would be basically useless. A creative writing degree isn't like a law degree or something; it's not an investment that pays off later. It's something you do for personal fulfillment, and maybe to make connections. Or maybe to teach, but you can teach with a much less expensive degree than that.
It killed me, but I had to turn down that acceptance. No M.F.A. for me.
So anyway, for the past ten years I've been paying off the loan I took out to get that B.A. in English. And this week...
Not gonna lie--it feels GREAT not to have that hanging over my head anymore. Yeah, it was only a $50 monthly payment with very low interest, but I really just wanted it to be DONE. I was tired of thinking about it, tired of being reminded that I borrowed that money to finance a dream that didn't pan out. Hey, at least I didn't have to pay off that 30K, right?
Paying off debt is part of my grand Forty-fourward (tm) scheme. So far, so good!